Financial advice for businesses

We offer a range of advice and solutions for businesses both small and large in the following areas:

 

  • Shareholder Protection
    Shareholder protection means that if the worst does happen, the remaining partners/directors/members could stay in control of the business.
  • Business Loan Protection
    The loss of a person who has guaranteed a loan could be incredibly serious for a business if there is no cover in place to protect the loan.
  • Relevant Life Plans
    An individual Death in service life assurance policy available for directors and employees arranged in a tax efficient manner.
  • Key Person Insurance
    Should a key person in your business die or suffer a critical illness, you could have the finance to replace lost profit or to cover the cost of finding and hiring a replacement.

 

You need to keep paying premiums to maintain your cover. If you decide you no longer need your policy, you can stop paying the premiums. The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

 

We also offer solutions for:

  • Workplace Pensions
    Including Auto Enrolment Planning; taking the stress and strain of meeting the regulators requirements away from you, the employer.