It’s important to ensure that all the things that matter to you are protected against all eventualities.
Whether it’s arranging cover to financially protect your family, your mortgage or your income, we can provide the right insurance solution for you.
We offer advice on:
- Life Assurance
Whether it is a specific term or the whole of your life you are interested in protecting. We can ensure in the event of your untimely death there will be money available for the right people at the right time.
- Critical illness insurance
Sometimes an illness can be severe and life changing. We can ensure that in the event of diagnosis of one of the many specified conditions, money can be available to help you cope with the financial challenges that may lay ahead.
- Income protection plans
Whether you are employed or self employed, your ability to earn an income is fundamental to both pay your bills and maintain your living standard. We can provide a replacement income solution to ensure a continuing income should you be unable to work through sickness or illness.
- General Insurance
This area covers everything from public liability insurance, redundancy cover, buildings and contents insurance and private medical insurance. We can ensure that you have the right cover for your specific needs placed with the right people.
The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse. This refers to Life Cover (Non-investment) and Income Protection.
The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents. This is specific to Critical Illness Plans.