Our client agreement

CLIENT AGREEMENT FOR NEW CLIENT

This client agreement is issued by NKT Financial Solutions Ltd, 25 High Street, Newmarket, Suffolk, CB8 8LX as an agent of In Partnership (The Company). In Partnership is the trading name of The On-Line Partnership Limited. The contact details of NKT Financial Solutions Ltd are:

Telephone: 01638 561522
Email: info@nktfs.co.uk
Facsimile: 01638 669571

Introduction

1.1    This agreement sets out the general conditions under which the firm’s services are to be provided to the client, including details of the specific services required and the firm’s charges for these services. This agreement must be read in conjunction with the firm’s Terms and Conditions and About Our Services and Fees documents.

Obligations

2.1    The client agrees to provide the firm with full and frank details about their personal, financial and other circumstances including knowledge and experience, risk appetite, ability to tolerate losses, capacity to accept losses and the client’s aims and objectives in respect of any financial needs. The client has the legal capacity to enter into this agreement.

2.2    The firm confirms that it has the necessary delegated regulatory permissions to provide advice and services in those areas disclosed in the firm’s About Our Services and Fees document.

2.3    The client has agreed to appoint the firm as their agent.

2.4    The firm has agreed to act as the agent for the client in relation to the services agreed at clause 3 below.

2.5    Unless otherwise confirmed in writing, the firm agrees to treat the client as a Retail Client.

Service

3.1    The firm agrees to conduct an analysis of the personal information provided by the client at the time of entering into this agreement and determine, based upon this information, that all existing arrangements held in the name of the client are still suitable and in the client’s best interest or not, and report to the client details of this analysis.

3.2    The firm will provide advice and conduct a holistic analysis of all areas of the client’s financial plans that fall within the regulated permission of the firm, and make personal recommendations in these areas or in those specific area/s as directed by the client set out here:

Payment

4.1    The client has agreed to pay the firm for the firm’s service to the amount of: £…………..……/……… % of investment (estimated to be £…………………….. or by commission.

4.2    The client has agreed to provide the firm’s payment for services using the following option:

£       Within 30 days of the issue of a valid invoice to the client by the firm.

£       By a single payment to the firm by a third party acting upon instructions of the client.

£     In relation to regular premiums contracts, by a series of instalments to the firm by the client or third party acting upon instruction of the    client commencing on ___________     __ and continuing for _________ instalments with each instalment being £ ________________

4.3    Payments for services will be made to In Partnership or the firm and not to a named individual.  

Cessation of the agreement

5.1    The client agrees to settle in full any outstanding payments due to the firm at the time of the termination of this agreement. The firm agrees to provide the client with full details of all incomplete transactions at the time of the termination of the agreement, to assist the client in achieving completion of these.

Marketing

6.1    The firm will not use the client’s personal details for the purpose of marketing other services and products offered by the firm, unless the client has recorded willingness to receive such marketing by ticking this box.

Declaration

7.1    This document is our standard Client Agreement upon which we intend to rely. For your own benefit and protection you should read this agreement carefully. If you do not understand any point please ask for further information and explanation before signing this agreement.

 

CLIENT AGREEMENT FOR ONGOING SERVICE

This client agreement is issued by NKT Financial Solutions Ltd, 25 High Street, Newmarket, Suffolk, CB8 8LX as an agent of In Partnership (The Company). In Partnership is the trading name of The On-Line Partnership Limited. The contact details of NKT Financial Solutions Ltd are:

Telephone: 01638 561522
Email: info@nktfs.co.uk
Facsimile: 01638 669571

Introduction 

1.1         This agreement sets out the general conditions under which the firm’s services are to be provided to the client, including details of the specific services required and the firm’s charges for these services. This agreement must be read in conjunction with the firm’s Terms and Conditions, About Our Services and Fees, and Client Agreement documents.

Obligations

2.1         The client agrees to provide the firm with full and frank details about their personal, financial and other circumstances including knowledge and experience, risk appetite, ability to tolerate losses, capacity to accept losses and the client’s aims and objectives in respect of any financial needs. The client has the legal capacity to enter into this agreement.

2.2         The firm confirms that it has the necessary delegated regulatory permissions to provide advice and services in those areas as disclosed in the firm’s About Our Services and Fees document.

2.3         The client has agreed to appoint the firm as their agent.

2.4         The firm has agreed to act as the agent for the client in relation to the services recorded at clause 3 below.

2.5         Unless otherwise confirmed in writing, the firm agrees to treat the client as a Retail Client.

Service 

3.1         The firm agrees to provide the client with an ongoing service in relation to financial instruments held by the client as listed below:

Provider:

Product:

Service:

3.2         All ongoing services include the monitoring of the client’s financial instruments to assess that all of these financial instruments continues to be suitable to meet the client’s aims and objectives.

Payment

4.1         The client agrees to the firm collecting payment as an agent of In Partnership in respect of the firm’s Ongoing Service by:

Payment Option ______________________________________Ongoing Service Level________________________________________

Amount £__________________ OR ____________________% annually of the value of the client’s financial instruments/portfolio.                                    

[e.g. for investable assets of £20,000 our annual fee would be £__________________]

[for investable assets of £20,000 our monthly fee would be £__________________]

Cessation of the agreement

5.1         The client agrees to settle in full any outstanding payments due to the firm at the time of the termination of this agreement. The firm agrees to provide the client with full details of all incomplete transaction at the time of the termination of the agreement, to assist the client in achieving completion of these.

Declaration

6.1         This document is our standard Ongoing Client Agreement upon which we intend to rely. For your own benefit and protection you should read this agreement carefully. If you do not understand any point please ask for further information and explanation before signing this agreement.